May 2, 2023
Subaru Financing with Less-Than-Perfect Credit

You Can Shop for a Vehicle with Less-Than-Perfect Credit

Trying to navigate the process of owning a quality vehicle when dealing with challenged credit can be a daunting experience. This is especially true when the reason you have this situation is beyond your control. Thelen Subaru wants you to be confident that when you visit us for help purchasing a vehicle that you will love driving around mid-Michigan, you will get the personalized customer service you deserve. Stop by our Bay City dealership today and let us help you determine which options are best for your specific situation. 

Things to Know When Shopping with Challenging Credit

Consider Higher Monthly Payments – Compared to shopping with a more optimal credit score, you will have to handle terms with higher monthly interest rates. However, you can certainly find a vehicle from our inventory that will fit your budgetary considerations. We advise that if you want to offset the higher average interest rate to put more money into your down payment so that your monthly payments are lower as a result. 

Pre-Owned vs. New – While it might be tempting to jump into a new Subaru, we would suggest considering one of the excellent pre-owned options we have in stock. Not only will you still be getting the energetic everyday cruising experience that a modern Subaru offers, but you also likely get to reduce your monthly payments when compared to a new vehicle. 

Ask Questions – Only you know what your expectations are for attempting to start rebuilding your credit while also having a premium vehicle to drive around Mid-Michigan. As such, our financial experts will be happy to help when you bring your questions to us. If you need extra information about how we can help find you monthly terms to make owning a quality Subaru a reality for you, contact us today at 989-324-6976 to speak with a representative. 

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